Access 5000 PPO Plan - The Access 5000 PPO plan offers a wide Preferred Provider Network as well as the option of seeing an out of network provider. (Out of Network providers are paid at a lower rate and will cost more out of pocket for you)
This is the low premium plan offered
Preventive care is covered at 100%
The deductible and out of pocket maximum is $5000 per calendar year for individuals and $10,000 for family per calendar year
The deductible and out of pocket maximum accumulate simultaneously
Once your deductible and out of pocket are met, most benefits are then covered at 100%
Referrals are not required (unless required from a medical provider by the specialist)
